8 Best Soils for Money Trees to Keep Them Thriving Indoors

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Should you desire your indoor money tree to remain glossy and strong, select a loose, fast-draining mix like DUSPRO Coco Coir Perlite Money Tree Soil, Premium Money Tree Organic Potting Mix, or Perfect Plants Money Tree Soil, which all balance moisture and airflow. Blends like Back to the Roots Organic Indoor Mix or bonsai-style, gritty mixes with lava rock work well too. As you investigate the top eight options, you’ll see which mix fits your plant and routine best.

Top Money Tree Soil Picks

DUSPRO Coco Coir Perlite Money Tree Soil Mix DUSPRO Recycle Money Tree Soil Indoor, Premium Coco Coir Perlite Best for Root HealthIntended Use: Money tree and other houseplants (succulents, monstera)Drainage & Moisture Balance: Fast drainage with moisture retention for nutrient holdingAeration / Root Support: Chunky mix (coir, perlite, bark) to promote root growth and airflowVIEW LATEST PRICERead Our Analysis
Premium Money Tree Soil Organic Potting Mix 4 Qts Premium Money Tree Soil – Organic, Nutrient-Rich, Optimal-Draining Potting Mix Beginner-Friendly PickIntended Use: Pachira aquatica (money tree) indoor containersDrainage & Moisture Balance: Balanced drainage and moisture retention, prevents waterloggingAeration / Root Support: Optimized particle size for root aeration, prevents compactionVIEW LATEST PRICERead Our Analysis
Back to the Roots Organic Indoor Potting Mix Back to The Roots 100% Organic Indoor Potting Mix (6 Eco-Conscious ChoiceIntended Use: General indoor houseplantsDrainage & Moisture Balance: Formulated to retain moisture while supporting healthy growthAeration / Root Support: Mycorrhizae-enhanced mix to boost root developmentVIEW LATEST PRICERead Our Analysis
Organic Money Tree Indoor Potting Soil Mix Organic Money Tree Soil Mix 1qt, Indoor Plants Potting Mix pH-Optimized MixIntended Use: Indoor potted money treesDrainage & Moisture Balance: Good drainage with moisture balance to prevent root rotAeration / Root Support: Structure with bark and perlite for good airflow to rootsVIEW LATEST PRICERead Our Analysis
Bonsai Soil Premium All-Purpose Fast-Draining Blend Bonsai Soil Premium All Purpose Blend | Pre-Mixed Ready to Best for Bonsai LoversIntended Use: All bonsai treesDrainage & Moisture Balance: Fast-draining blend that still retains adequate moistureAeration / Root Support: Mineral/grit blend provides excellent root aerationVIEW LATEST PRICERead Our Analysis
DUSPRO 7-in-1 Recycled Indoor House Plant Potting Mix DUSPRO Recycle Pre-Mixed House Plant Potting Mix 7in1 with Potting Most Versatile BlendIntended Use: General indoor houseplants (aroids, climbers, herbs)Drainage & Moisture Balance: Superior drainage with chunky mix and good moisture retentionAeration / Root Support: Pine bark, perlite, pumice for strong aeration and root healthVIEW LATEST PRICERead Our Analysis
Perfect Plants Money Tree Organic Potting Soil Mix Perfect Plants Money Tree Potting Soil 4qt | Organic Coco Money Tree SpecialistIntended Use: Indoor money trees and other indoor treesDrainage & Moisture Balance: “Super” drainage; drains excess water but retains nutrientsAeration / Root Support: Coir, bark, perlite, sand mix to promote root growthVIEW LATEST PRICERead Our Analysis
DUSPRO Money Tree Soil Mix (6 Quarts) DUSPRO Recycle Money Tree Soil Indoor, Premium Coco Coir Perlite Nutrient-Dense FormulaIntended Use: Money tree and other houseplants (succulents, monstera)Drainage & Moisture Balance: Quickly drains excess water while maintaining ideal moistureAeration / Root Support: Hand-blended coir, perlite, bark to promote root growthVIEW LATEST PRICERead Our Analysis

More Details on Our Top Picks

  1. DUSPRO Coco Coir Perlite Money Tree Soil Mix

    DUSPRO Recycle Money Tree Soil Indoor, Premium Coco Coir Perlite

    Best for Root Health

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    For plant owners who want a ready-made mix that supports strong roots and glossy leaves without extra fuss, DUSPRO Coco Coir Perlite Money Tree Soil Mix offers a carefully balanced blend that fits right into a busy routine. This expertly hand-blended formula combines horticultural-grade coco coir, perlite, and pine bark to create an ideal growing environment. The coco coir retains necessary moisture while perlite guarantees proper drainage and aeration, preventing the waterlogging that leads to root rot. Pine bark adds extra nutrients and helps maintain healthy pH levels. The mix includes essential minerals like potassium, phosphorus, magnesium, and nitrates that nourish your money tree throughout its growth cycle. Because the soil comes pre-mixed and ready to use, you simply open the bag and pot your plant without measuring or blending components yourself. Available in multiple sizes from two to six quarts, this versatile option works beyond money trees for succulents and monstera plants. The brand backs its quality with a satisfaction guarantee, offering replacement or refund should you’re not happy with results.

    • Intended Use:Money tree and other houseplants (succulents, monstera)
    • Drainage & Moisture Balance:Fast drainage with moisture retention for nutrient holding
    • Aeration / Root Support:Chunky mix (coir, perlite, bark) to promote root growth and airflow
    • Nutrient / Enrichment Type:Contains nitrates, potassium, phosphorus, magnesium, minerals
    • Key Ingredients:Coco coir, perlite, pine bark
    • Package Size:2, 4, or 6 quarts
    • Additional Feature:Hand-blended in small batches
    • Additional Feature:Enhances attractive leaf shine
    • Additional Feature:Refund or replacement guarantee
  2. Premium Money Tree Soil Organic Potting Mix 4 Qts

    Premium Money Tree Soil – Organic, Nutrient-Rich, Optimal-Draining Potting Mix

    Beginner-Friendly Pick

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    Premium Money Tree Soil, Organic Potting Mix, 4 Qts is a strong match for plant lovers who want an easy, ready-to-use blend that keeps a Pachira Aquatica safe from soggy roots while still holding the gentle moisture it craves. This mix is crafted for containers, so it fits daily home life without extra fuss. You simply open the bag, fill the pot, and plant.

    The soil balances drainage and moisture, helping roots breathe while staying comfortably damp. Its organic ingredients and nutrient-rich formula support lush green leaves, steady growth, and a forgiving environment whenever watering is not always perfect.

    • Intended Use:Pachira aquatica (money tree) indoor containers
    • Drainage & Moisture Balance:Balanced drainage and moisture retention, prevents waterlogging
    • Aeration / Root Support:Optimized particle size for root aeration, prevents compaction
    • Nutrient / Enrichment Type:Essential nutrients and organic matter for foliage growth
    • Key Ingredients:Organic potting mix with drainage/moisture-control components (not specified)
    • Package Size:4 quarts
    • Additional Feature:Formulated for Pachira Aquatica
    • Additional Feature:Optimized for indoor containers
    • Additional Feature:Prevents soil compaction
  3. Back to the Roots Organic Indoor Potting Mix

    Back to The Roots 100% Organic Indoor Potting Mix (6

    Eco-Conscious Choice

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    Back to the Roots Organic Indoor Potting Mix is a smart fit for money tree owners who want soil that feels forgiving, supportive, and safe at the same time. This mix is built for indoor plants, so it matches a money tree’s need for steady moisture without soggy roots. Organic yucca extract helps the soil hold water evenly, which keeps the plant from drying out too fast between waterings. Root enhancing mycorrhizae support stronger roots and better nutrient uptake. Because it is organic, peat free, and balanced with dolomitic limestone, it stays gentle, low gnat, and safe for pets and families.

    • Intended Use:General indoor houseplants
    • Drainage & Moisture Balance:Formulated to retain moisture while supporting healthy growth
    • Aeration / Root Support:Mycorrhizae-enhanced mix to boost root development
    • Nutrient / Enrichment Type:Mycorrhizae and organic components to enhance nutrient uptake
    • Key Ingredients:Organic mix with yucca extract, mycorrhizae, dolomitic limestone
    • Package Size:6 quarts
    • Additional Feature:100% organic formula
    • Additional Feature:Includes root-boosting mycorrhizae
    • Additional Feature:Pet- and people-safe
  4. Organic Money Tree Indoor Potting Soil Mix

    Organic Money Tree Soil Mix 1qt, Indoor Plants Potting Mix

    pH-Optimized Mix

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    A happy money tree starts with soil that feels just right, and for indoor gardeners who want a simple, natural solution, an Organic Money Tree Indoor Potting Soil Mix is a great fit. This mix is made for potted money trees, so it supports steady growth in typical indoor light and temperature. Its pH stays neutral to slightly acidic, which matches what money tree roots prefer.

    Because it blends organic compost with perlite and pine bark, it holds nutrients and gentle moisture while still draining fast. This balance protects roots from rot, keeps them hydrated, and leaves plenty of air pockets for strong, healthy root systems.

    • Intended Use:Indoor potted money trees
    • Drainage & Moisture Balance:Good drainage with moisture balance to prevent root rot
    • Aeration / Root Support:Structure with bark and perlite for good airflow to roots
    • Nutrient / Enrichment Type:Organic compost–enriched for nutrient supply
    • Key Ingredients:Organic compost, perlite, pine bark
    • Package Size:1 quart
    • Additional Feature:Neutral–slightly acidic pH
    • Additional Feature:Specifically for indoor money trees
    • Additional Feature:Helps prevent root rot
  5. Bonsai Soil Premium All-Purpose Fast-Draining Blend

    Bonsai Soil Premium All Purpose Blend | Pre-Mixed Ready to

    Best for Bonsai Lovers

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    For anyone who wants a simple, reliable soil that works well for a wide range of bonsai without needing to mix their own, the Bonsai Soil Premium All-Purpose Fast-Draining Blend is a solid choice. This ready-to-use mix combines red lava rock, limestone, pearock, calcined clay, and pine bark to create a loose, airy structure that supports strong roots. The fast drainage helps protect money trees from root rot, yet the mix still holds enough moisture so roots do not dry out too quickly. The resealable 2.2 quart bag also makes storage and repotting easier and less stressful.

    • Intended Use:All bonsai trees
    • Drainage & Moisture Balance:Fast-draining blend that still retains adequate moisture
    • Aeration / Root Support:Mineral/grit blend provides excellent root aeration
    • Nutrient / Enrichment Type:Inert/mineral blend; relies on added fertilizer, maximizes absorption
    • Key Ingredients:Red lava rock, limestone, pea rock, calcined clay, pine bark
    • Package Size:2.2 quarts
    • Additional Feature:Supports all bonsai varieties
    • Additional Feature:Maximizes fertilizer absorption
    • Additional Feature:Resealable sturdy packaging
  6. DUSPRO 7-in-1 Recycled Indoor House Plant Potting Mix

    DUSPRO Recycle Pre-Mixed House Plant Potting Mix 7in1 with Potting

    Most Versatile Blend

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    Serious indoor plant lovers who want one reliable mix for a money tree and the rest of their houseplants will find DUSPRO’s 7‑in‑1 Recycled Indoor House Plant Potting Mix a smart, low‑stress choice. This blend combines pine bark, pumice, coco coir, perlite, worm castings, gypsum, and peat moss to create rich, airy soil that feels both light and secure. Coco coir and peat moss help hold gentle moisture, while bark, pumice, and perlite keep roots breathing and safe from soggy soil. Worm castings and gypsum quietly feed your money tree so it grows steady, glossy, and strong.

    • Intended Use:General indoor houseplants (aroids, climbers, herbs)
    • Drainage & Moisture Balance:Superior drainage with chunky mix and good moisture retention
    • Aeration / Root Support:Pine bark, perlite, pumice for strong aeration and root health
    • Nutrient / Enrichment Type:Coco coir, peat, worm castings, gypsum provide minerals and nutrients
    • Key Ingredients:Pine bark, pumice, coco coir, perlite, worm castings, gypsum, peat moss
    • Package Size:1, 2, 4, 8, or 20 quarts
    • Additional Feature:Seven-ingredient chunky blend
    • Additional Feature:Ideal for tropical aroids
    • Additional Feature:Multiple volume options
  7. Perfect Plants Money Tree Organic Potting Soil Mix

    Perfect Plants Money Tree Potting Soil 4qt | Organic Coco

    Money Tree Specialist

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    Perfect Plants Money Tree Organic Potting Soil Mix suits growers who want an easy, trusted blend that keeps their money tree safe from soggy roots while still holding on to the moisture it needs. This mix centers on organic coco coir, so the soil stays airy, yet gently moist around the roots. Shredded coir husk, pine bark, perlite, and sand create pockets of air that help roots breathe and grow strong, while garden lime balances pH and adds minerals.

    Because there is no pelletized fertilizer, you can control feeding, which feels safer for sensitive indoor trees. The super drainage system carries extra water away but still holds nutrients, protecting roots from rot and helping leaves stay glossy and full. Mixed on a family farm in the United States and packed in heavy duty resealable 2 or 4 quart bags, it fits both small starter plants and larger braided money trees, and makes repotting feel simple instead of stressful.

    • Intended Use:Indoor money trees and other indoor trees
    • Drainage & Moisture Balance:“Super” drainage; drains excess water but retains nutrients
    • Aeration / Root Support:Coir, bark, perlite, sand mix to promote root growth
    • Nutrient / Enrichment Type:No added fertilizer; mineral lime plus organic components
    • Key Ingredients:Shredded coco husk, pine bark, perlite, sand, garden lime
    • Package Size:2 or 4 quarts
    • Additional Feature:Sand-added drainage enhancement
    • Additional Feature:No added fertilizers
    • Additional Feature:Family-farm mixed in USA
  8. DUSPRO Money Tree Soil Mix (6 Quarts)

    DUSPRO Recycle Money Tree Soil Indoor, Premium Coco Coir Perlite

    Nutrient-Dense Formula

    View Latest Price

    DUSPRO Money Tree Soil Mix in the 6-quart size stands out as a smart choice for plant owners who want a ready-to-use blend that supports strong roots and glossy, healthy foliage. This mix combines coco coir, perlite, and pine bark, giving money trees the loose, airy structure they need to avoid soggy roots while still holding gentle moisture. Coco coir and pine bark help roots breathe and anchor, while perlite enhances drainage so extra water escapes quickly. At the same time, added nutrients like nitrates, potassium, phosphorus, magnesium, and trace minerals feed steady growth. Because this soil is pre-mixed and versatile, you can also use it for plants like succulents and monstera, which makes repotting less stressful and more enjoyable.

    • Intended Use:Money tree and other houseplants (succulents, monstera)
    • Drainage & Moisture Balance:Quickly drains excess water while maintaining ideal moisture
    • Aeration / Root Support:Hand-blended coir, perlite, bark to promote root growth
    • Nutrient / Enrichment Type:Nitrates, potassium, phosphorus, magnesium, minerals
    • Key Ingredients:Coco coir, perlite, pine bark
    • Package Size:2, 4, or 6 quarts
    • Additional Feature:Expertly hand-blended mix
    • Additional Feature:Suitable for succulents, monstera
    • Additional Feature:Quality-controlled with guarantee

Factors to Consider When Choosing Soil for a Money Tree

At the time you choose soil for your money tree, you’ll want a mix that lets extra water drain out while still holding just enough moisture so the roots don’t dry or rot. The best blends give roots plenty of air pockets, a steady supply of nutrients, and a slightly acidic to neutral pH, usually around 6.0 to 7.5, so the plant can absorb what it needs. As you compare organic parts like compost or coco coir with inorganic pieces like perlite or sand, you’ll be balancing all these factors so your plant feels stable, supported, and safe in its pot.

Drainage and Aeration

Although it’s easy to focus on light and watering, the real magic for a healthy Money Tree starts in the soil with good drainage and aeration. Whenever extra water can escape the pot, the roots stay firm instead of turning mushy with root rot. At the same time, tiny air pockets around the roots help them breathe and take in nutrients.

To get this balance, choose a loose mix that includes perlite or pumice. These bits create space in the soil, so water drains out while just enough moisture stays behind. Then, check the top inch of soil with your finger. In case it feels dry, you water. In the event it still feels damp, you wait. This simple habit keeps roots strong and your Money Tree thriving.

Moisture Retention Balance

To get that balance, choose a blend with ingredients like perlite and pine bark to open up the soil and prevent compaction, while the base mix holds moisture. This way, water moves through instead of pooling, but the roots don’t dry out overnight.

Make a habit of checking the soil with your finger. At the point the top layer feels dry, it’s time to water again, protecting your plant from both rot and drought stress.

Nutrient Availability

Good moisture control only works long term provided the soil also feeds your Money Tree, so you want a mix that holds nutrients as well as water. Nutrient availability is what keeps new leaves glossy, green, and strong. You’re not just filling a pot; you’re stocking a pantry.

Choose a rich mix with ingredients that hold and share nutrients, like organic compost. Compost enhances helpful microbes, which decompose minerals so roots can absorb nitrates, potassium, phosphorus, and magnesium. Smaller, varied particle sizes help here, since loose, well aerated soil prevents compaction and lets roots seek out food.

Over time, nutrients get used up, so test occasionally or watch for pale, dull leaves, then refresh with compost or a gentle, balanced fertilizer.

Soil Ph Range

Once pH drops below 6.0, the soil becomes too acidic, and your plant can’t take in enough of those minerals. Leaves might fade, growth can slow, and the plant looks tired. Should pH climb above 7.0, nutrients get locked away, even though they’re in the soil. To protect your plant, test pH a few times a year and adjust with products labeled for houseplants.

Organic vs. Inorganic Components

Inorganic parts like perlite and sand create air pockets and fast drainage, so roots can breathe and avoid rot. Whenever you blend both types, you get soil that stays lightly moist but never swampy. As a bonus, organic matter usually keeps pH near neutral to slightly acidic, right where money trees absorb nutrients best.

IMRAN
IMRAN

Imran is a passionate gardening enthusiast who loves spending time nurturing plants and creating beautiful outdoor spaces. With years of hands-on experience as a hobbyist gardener, he enjoys sharing practical tips, seasonal advice, and eco-friendly gardening ideas with fellow plant lovers.